Claims

Why the court says this auto insurer did not properly terminate policy

An auto insurance company cannot necessarily treat a policy as invalid under common law if it discovers the client made a material misrepresentation on the application, the Court of Appeal for Ontario has ruled. In Merino v. ING Insurance Company of Canada, released Apr. 25, the Court of Appeal for Ontario overturned a 2017 ruling […]

By Greg Meckbach | April 30, 2019

3 min read

Southern New Brunswick still flooded but waters are slowly receding

FREDERICTON – Officials in New Brunswick are urging patience while floodwaters are receding, saying there’s a long way to go before the response can become a recovery effort. The province’s Emergency Measures Organization says that while water levels are slowly dropping along the Saint John River, communities from Fredericton to Saint John remain above flood […]

By Greg Meckbach | April 29, 2019

2 min read

Best incentives to get homeowners to move out of floodplains

Massive flooding in Quebec has shined the spotlight on suitable incentives that may get homeowners to move out of floodplains. Quebec Premier François Legault said recently that the province will offer a maximum of $100,000 to homeowners dealing with flood damage, according to media reports. Beyond that, the government would offer to buy the home […]

By Jason Contant | April 29, 2019

3 min read

How much of the Quebec flooding is insurable?

About one in three Quebec homeowners have overland flood coverage, but that number could be much lower in areas affected by recent floods. In the Montreal suburb of Ste-Marthe-sur-le-Lac, Que., waters from Lake of Two Mountains breached a dike at about 7 p.m. Saturday. Soldiers, firefighters and police patrolled the streets and pounded on doors to […]

By Greg Meckbach | April 29, 2019

3 min read