Claims

Is your client liable for canoeing while impaired?

Yes, it is a criminal offence for your client to canoe while impaired. The Ontario Court of Justice recently ruled that canoes are in fact “vessels” under the Criminal Code. The question came up in a trial of an Ontario man who has been charged with impaired operation of a vessel causing death, operating a […]

By David Gambrill | December 7, 2018

3 min read

Court weighs in on approach for deducting accident benefits from tort damages

An Ontario court has ruled that accident benefits should be deducted from tort damages using a “silo” approach rather than a strict matching (“apples-to-apples”) approach. In a lengthy and complex decision covering a wide variety of legal points, the Court of Appeal for Ontario used the silo approach for deducting Statutory Accident Benefits (SABs) from […]

By Jason Contant | December 7, 2018

3 min read

How many Canadians actually understand water damage coverage?

Only about half of Canadians polled by Canada’s third largest insurer understand what kind of water damage is covered by their insurance policy, providing an opportunity for brokers to educate clients on the coverage. “For insurance brokers and agents, understanding someone’s unique insurance needs, discussing the increasing trend in water damage claims and the specific […]

By Jason Contant | December 7, 2018

2 min read

B.C. opposition bill looks to private insurers to fast-track ride-sharing

The Opposition BC Liberals have introduced a bill they say would bring ride-sharing to the province within three months and allow for private insurance coverage, re-igniting debate over public versus private coverage in British Columbia. The minority NDP government introduced legislation on Nov. 19, to allow ride-sharing companies to enter the B.C. market by next […]

By Jason Contant | December 5, 2018

2 min read