Claims

Restoration Myth-Busting – Three-day drying Part 2

In the last article we talked about three-day drying as a myth that is not supported by the restoration industry. We also discussed the change in science from the 2000s to today and how it has opened insurers to expanded risks. Finally, we defined the difference between stabilization and restorative drying. Let’s take a look […]

July 11, 2018

7 min read

Claims

Parents of Humboldt Broncos player killed in crash sue truck driver, bus maker

REGINA – The family of one of the Humboldt Broncos players killed in a highway crash has filed a lawsuit alleging a semi-truck driver with inadequate training failed to stop at a flashing stop sign at a rural intersection hidden by trees before colliding with the junior hockey team’s bus. The suit further alleges the […]

By Canadian Underwriter | July 10, 2018

3 min read

Claims

Tropical Storm Chris could make landfall on Newfoundland

Newfoundland’s Avalon Peninsula could get wind gusts of up to 100 km/h this week as a result of Tropical Storm Chris, which is expected to be upgraded to hurricane status Tuesday. Tropical Storm Chris was in the Atlantic Ocean more than 300 km southeast of Cape Hatteras, N.C. at 9:00 a.m. eastern time Tuesday, and […]

By Greg Meckbach | July 10, 2018

2 min read

Claims

Insurers subsidize Toronto basement flood pilot

A pilot program aimed at getting homeowners to reduce basement flood risk is getting a subsidy from the Insurance Bureau of Canada and Intact Centre for Climate Adaptation. The Toronto Home Resilience Program, which involves 200 homeowners, aims “help home owners help themselves” and keep insurance rates affordable, Blair Feltmate, head of the Intact Centre […]

By Greg Meckbach | July 10, 2018

2 min read

How this insurer fared against a drunk driver’s “regurgitation” defence

After a drunk driver regurgitates alcohol from the stomach to the mouth, taking a breathalyzer test just seconds shy of a 15-minute wait period doesn’t necessarily render the test invalid, a B.C. court has found. In reaching its conclusion, the Supreme Court of B.C. noted that the breathalyzer test was not even required to reach […]

3 min read

Tropical Storm Chris tracks towards Nova Scotia

Storm weather arising from a hurricane could hit Nova Scotia Wednesday night, with a low but not zero probability of hurricane-force winds hitting Canada’s east coast. Tropical Storm Chris is expected to start moving northeast and reach hurricane status Tuesday, the United States National Hurricane Center (NHC) reported Monday morning. For Nova Scotia, as well […]

2 min read

These directors resigned from their board but still got sued

A recently-announced agreement to settle a lawsuit valued at $500,000 shows the liability risk faced by directors of Ontario-based companies with overseas operations. Even though four directors and officers had resigned, citing a lack of cooperation with the company’s managers in China, they still found themselves named as defendants in a lawsuit alleging misrepresentation of […]

3 min read

Beware of this water-related risk excluded by CGL

If water damage is top of mind for property insurers, does this mean mold is covered by a commercial general liability policy? Not necessarily. Commercial brokers should make sure they aware of exclusions in CGL policies that would prevent their clients from being covered if they are sued in connection with an incident involving asbestos […]

3 min read

Why this city is billed as “progressive” in reducing flood risk

Toronto is one of the most progressive cities in taking steps to reduce basement flood risk, Institute for Catastrophic Loss Reduction (ICLR) director of research Dan Sandink said Thursday in an interview. And a ban on below-grade garages is Exhibit A of one way the city has made strides. Canadian Underwriter caught up with Sandink on […]

2 min read