Ontario’s Court of Appeal has laid down the law on trial lawyers habitually serving defendants’ auto liability insurers as a matter of course when they can’t find the defendants to serve notice of the lawsuit. Don’t do it. “As a habit, lawyers seek substituted service on the defendant’s motor vehicle liability insurer, automatically, when service […]
By David Gambrill | April 5, 2023
4 min read
A tribal council that represents five First Nations in northwestern Ontario says the first batch of local emergency medical responders from a new training program has graduated and will serve Pikangikum First Nation. The Independent First Nations Alliance says it created its own training program for emergency responders to help the remote communities it represents […]
By Jason Contant | April 4, 2023
2 min read
Intact recently won an appraisal dispute with an insured who originally claimed more than four times the market value of his business property after a fire, prompting the court to find the insured was conflating actual cash value (ACV) of the property with its replacement value. In November 2018, a fire significantly damaged a commercial […]
By David Gambrill | April 4, 2023
3 min read
An M&A transaction can become even more complicated for both seller and buyer alike when a cyber breach occurs during the deal, experts at NetDiligence Cyber Risk Summit shared. Due diligence and adequate representations and warranties (R&W) coverage during the M&A process will ensure a smooth transition between the time of sale and the integration […]
By Alyssa DiSabatino | April 3, 2023
3 min read
Editor’s Note: This article has been corrected to show that the Motor Vehicle Accident Claims Fund (MVACF) has a $200,000 maximum legal liability and not $250,000, as initially reported. Canadian Underwriter apologizes for the error. Spouses don’t have to live together under the same roof to be eligible for family protection coverage under an […]
By David Gambrill | April 3, 2023
4 min read
Canada’s upcoming national flood insurance program will likely take characteristics from flood models in both France and Britain, Insurance Brokers Association of Canada (IBAC) CEO Peter Braid told Canadian Underwriter in an interview. In its 2023 budget, the federal government committed $31.7 million over three years to protect households at high risk of flooding and […]
By Jason Contant | March 31, 2023
3 min read
Insurers can expect pixel liability to “rear its ugly head” in Canada after recent litigation in the U.S., a lawyer at the NetDiligence Cyber Risk Summit said. Especially as one Canadian home improvement company has been deemed by the Office of the Privacy Commissioner of Canada to have disclosed a user’s personal information to […]
By Alyssa DiSabatino | March 31, 2023
3 min read
Cyber insurers are now deliberately addressing silent cyber coverage in insurance policies, a Marsh executive said Wednesday at NetDiligence’s Cyber Risk Summit in Toronto. “With property [insurance policies]…I’m not seeing silent cyber anymore. I’m seeing very purposeful underwriting,” Karen Continenza, senior vice president at Marsh, said during the Cyber and Other Lines panel discussion. Silent […]
By Jason Contant | March 30, 2023
3 min read
Canada’s federal government finally put numbers to a low-cost flood insurance program, committing $31.7 million over three years to protect households at high risk of flooding and without access to adequate insurance. Details about the program remain up for discussion, the budget noted. “The government will engage provinces and territories on the development and implementation […]
By David Gambrill | March 29, 2023
3 min read
EDMONTON – The Alberta Energy Regulator says it’s looking for an investigator to dig into releases of oilsands tailings and tailings-contaminated water that weren’t made public for nine months. In a statement Tuesday, the regulator said it’s seeking a “qualified, impartial, third-party body” to consider how it notified First Nations, governments and other stakeholders about […]
By Jason Contant | March 29, 2023
3 min read