Claims

Ontario’s new approach to emergency response

Ontario’s government will launch a ‘provincial exercise program’ to create, review and update new provincial emergency response plans and test whole-of-government emergency response, the province announced Friday. The provincial exercise program is part of Ontario’s first-ever Provincial Emergency Management Strategy and Action Plan. The plan will ensure Ontarians are prepared for and safe during future […]

By Jason Contant | February 7, 2023

3 min read

Extension covering “influx of water” trumps broad form flood exclusion

A commercial property policy extension granting coverage for an “influx of water derived from natural sources” trumps a policy’s broad form flood exclusion, Alberta’s Appeal Court has found in a 2-1 split decision. A bowling alley in Fort McMurray, Alta., located about 250 metres from the Clearwater River, purchased an insurance policy extension. The extension […]

By David Gambrill | February 6, 2023

3 min read

Did negligence cause mice ingress and water leaks?

A British Columbia condo owner failed to show a strata corporation breached its duty to repair and maintain the irrigation system or the building’s waterproofing membrane. In Yoon v. The Owners, Strata Plan, the applicant, Bori Yoon, claimed the strata negligently failed to address root growth that damaged an irrigation pipe, as well as mice damage […]

By Phil | February 6, 2023

3 min read

Aviva Canada CEO on brokers’ role in climate change mitigation

Brokers and insurers both said natcats and climate change will be the second biggest issue heading into 2023, according to a Canadian Underwriter survey last month. But one group is more vocal about climate change than the other, one CEO observed.  “Climate change and impact isn’t something that I personally hear a lot about from […]

By Alyssa DiSabatino | February 6, 2023

2 min read