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18 King St. E., Suite 903

Toronto, Ont. M5C 1C4

Telephone: 416-603-7864

Fax: 416-603-7861

Toll-Free: 877-603-7864

Website: www.suminsurance.ca

Email: jeff.somerville@suminsurance.ca

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SUM – Strategic Underwriting Managers Inc.

Products Offered

Automobile

Air Flight Accident
All Terrain Vehicles
Antiques, Collector Cars
Artisan's Vehicles
Auto Physical Damage
Buses and Coaches
Contractor's Vehicles
Courier Services
Creditor Insurance
Delivery Vehicles
Driver Training Schools
Excess Liability
Fleets
Foreign Risks
Gap
Garage Repairs Operations
Glass
High Risk Auto
High Risk Auto - Class 35 and 36 Private Passenger
High Value Vehicles
Leased Vehicles, Long Term
Leased Vehicles, Short Term
Legal Expense
Local Cartage
Logging Trucks
Long Haul Trucking Fleets
Motor Homes
Motor Truck Cargo
Motorcycles
Oil and Gas Hauling
Owner Operated Long Haul
Racing
Racing, Spectator Liability
Residual Value
Rural Route Automobile
Sand and Gravel Hauling
Snowmobiles
Substandard and Surcharged
Surcharged Private Passenger Auto
Taxis
TP Carriers- Contingent Poll
Trailers (Non-Commercial)
Trucks
Unlicensed Vehicles
Used Car Dealers
Wreckers

Aviation

Air Cargo
Aircraft
Aircraft Hull
Aircraft Liability
Aircraft Maintenance, Repairs and Hangers
Airport Contractors
Airport Premises
Airport/Air Meet Liability
Airshows
Animal Air Cargo
Antiques, Hull and Liability
Borrowed/Rented, Legal Liability
Chartered, Hull and Liability
Crop Spraying
Drones
Excess Liability
Flying Club, Hull and Liability
Forced Landing
Foreign Risks
Fueling, Maintaining Or Servicing Aircraft
Gliders, Hull and Liability
Ground Cover
Hangar Keepers, Hull and Liability
Hangars
Helicopter-Accident
Helicopter, Hull and Liability
Hot Air Balloons
Hovercraft (Air Cushion Vehicles), Hull and Liability
Legal Expense
Liability, Corporate Aircraft
Loss Of Use, Hull
Non-Ownership Pilot Liability
Pilot Accident
Pilot Disability
Pilot Loss Of License
Product Liability
Special Risks
Student Pilot, Hull and Liability
War

Boiler and Machinery

Captive

Formation
Fronting Arrangements
Management
Reinsurance

Carnivals and Fairgrounds

Casino and Lawful Gaming

CGL
Dice Roll
Envelope Draw
Hole in One
Horse Racing Associations
Prize Indemnity
Prize Indemnity Bingo
Prize Indemnity Internet Promotions
Prize Indemnity Lotteries
Prize Indemnity Poker
Prize Indemnity Slots

Catastrophe

Bonds
Earthquake
Flood
Hail
Hurricane
Liability
Terminals
Terrorism
Tornado
War

Computers

Computer Fraud
Data Fraud
Data Security
EDP Equipment
Extortion
Hardware Manufactures
Identity Theft
Maintenance Insurance
Personal Computers
UAS,UAV, Unmanned Aircraft

Course Of Construction

Equipment (Excluding Computers)

Container Handling Equipment
Contractors
Electronic Equipment
Excess Liability
Farm Equipment and Machinery
Forestry Equipment
Geophysical Equipment
Maintenance Insurance
Medical Equipment
Radio and TV Broadcast Equipment
Scientific Instruments
Underwater Marine Equipment

Errors and Omissions, Malpractice, Professional Liability

Accountants
Actuaries
Adjusters
Advertising Agents
Agents and Brokers
Agrologists
Appraisers
Architects
Asbestos Removal Consultants
Asbestos Removal Contractors
Associations
Audiologists
Banks and Financial Institutions
Broadcasters
Burglar Alarm Installers
Career Counselors
Cemeteries, Morticians
Central Alarm Monitoring Stations
Charitable Institutions
Clinical Laboratories
Collections Agencies
Complimentary Medical Practitioners
Computer Consultants
Computer Service
Condominiums, Directors and Officers
Contractors
Corporate Health Providers
Credit Bureaus
Credit Card Companies
Credit Card Processors
Credit Unions
Crop Consultants
Dance Studio
Data Processors
Day Cares
Demolition Contractors
Design/Build
Difficult-To-Define Trades and Professions
Digital Risks
Directors and Officers
Educators
Electronics Manufacturer
Employment Agencies, Counselors
Employment Practices
Engineers
Environmental Consultants
Event Planners
Excess E and O, Malpractice and/or Professional Liability
Executors and Trustees
Fiduciary
Film Producers
Fitness Instructors
Franchiser
Freight Forwarders
Graphic Design
Hairdressers, Barbers and Beauty Shops
Health Clubs
Hospital Executives
Hospital Personnel
Independent Schools
Information Technology
Insurance Brokers/Agents
Insurers
Interior Designers
Internet Service Provider
Investment Counselors
Investment Managers
IPO
Joint Ventures
Land Surveyors
Landscape Architects
Law Enforcement Officers
Lawyers
Legal Expense
Liability Insurance
Life Agents Professional
Management Consultants
Manicurist, Esthetician, Electrolysis
Manufacturers
Marine Architects
Martial Arts Studio
Medical
Ministers and Pastors
Multimedia Companies
Municipal Architects, Engineers
Mutual Fund Dealers
Mutual Funds Managers
New Home Warranty Program Bonds
Non-Destructive Testing
Non-Profit Organizations, Directors and Officers
Opticians
Optometrists
Orthopedists
Patent and Trademark Agents
Penal Defense Cost
Pension Consultants
Pension Trusts
Personal Trainer
Pharmacists
Pollution Consultants
Power of Attorney
Premium Financing Companies
Printers
Privacy Compliance
Private Investigators
Project Managers
Property Managers
Psychiatrists
Psychologists
Public Officials Liability
Public Relations and Promotions
Publishers
Quantity Surveyors
Quasi-Medical
Radiologists
Real Estate Agents
Reimbursement For Educational Institutions
Security Guards
Seed Cleaners
Seedsmen
Single Projects
Social Workers
Software/Hardware Developers
Spas
Sprinkler and Fire Protection Installers
Stock Transfer Agents
Stockbrokers
Suntanning Salons
Tattoo and Body Piercing
Telecommunications
Telephone Answering Services
Theological Counselors
Title Abstractors
Town Planners
Translators
Travel Agents
Trust Companies
Trust Funds
Trustee In Bankruptcy
U.S. Exposures
Umbrella
Venture Capital
Veterinarian
Website Security
Wellness Clinics

Farming

Agricultural Machinery
Aqua Farms
Cattle Farm
Crops, Standing Grain
Crops, Tobacco
Crops, Vegetables
Equestrian
Equipment Breakdown
Family Farm Package
Farmer Disability
Grain Farm
Greenhouses
Hail On Crops
Hobby Farms
Hog Farms
Legal Expense
Medical Marijuana
Milk Farm/Dairy Farm
Ostrich Farm
Poultry Farm
Silva Farms
Standing Timber
Substandard Risk
Weather Insurance

Financial and Legal

Accounts Receivable
Armored Car
Bailee's Customers
Bankers Blanket Bonds
Credit Insurance
Defendant'S Commercial Litigation Indemnity
Identity Fraud Expense
Judicial Delay Cover
Legal Expense Insurance
Life and Disability Creditor Lease
Money In Transit
Mortgage
Mortgage Broker
Mortgage Impairment
Plaintiff's Cost Indemnity
Premium Insurance
Private School Tuition Fee
Representations and Warranties
Safety Deposit Vault and Valuable Papers
Shareholders Lost Instrument
Tax Liability
Title Insurance

Fine Arts

Floaters

Camera Floater
Consignment Floater
Contractor's Equipment
Exhibition Floater
Installation Floater
Jewellery Floater
Miscellaneous Property Floater
Timber Floater
Tombstone Floater
Transportation Floater
Vending Machine Floater
Woodland Equipment Floaters

General Liability

100% USA Exports
Abuse/Molestation
Ad Agency
Advertiser
Agri-Commercial
Amateur Sports Teams
Amusement Devices
Amusement Parks
Bingo Halls
Broadcaster
Cablecaster
Care, Custody and Control
Cargo
Carnival and Circus
Casinos
Caterers
Church
Clubs and Community Associations
Computer Professionals
Computer Retailers
Concerts
Consultants
Contractors
Contractors, All US Risks
Contractors, Blasting
Contractors, Demolition
Contractors, Landscapers
Contractors, Remediation
Contractors, Roofing
Contractors, Spraying
Crane Rentals
Credit Unions
Dance Studios
Day Nurseries
Demolition Derby
Direct Sales Agents
Drones
Employment Practices Liability
Entertainment
Environmental Contractors
Equestrian
Equestrian, Group
Equestrian, Schools
Esthetics
Event Planners
Excess Liability
Explosives and Powderman
Farm
Feed Mills
Festivals
Fireworks Display
Fish Farms
Fitness Trainers
Garage Dealers
Garbage Collection
Golf Courses
Group Term Life
Hangar Keepers
Health Clubs/ Fitness Centres
Hoisting Engineers
Home Employed
Hospital
Host Liquor
Industrial Electricians
Intellectual Property
Internet
Kennels
Landfill Transfer Stations
Laser Treatments
Liquor, Bars and Clubs
Liquor, Retail Sales
Log Home Builders
Logging
Long Term Healthcare Facilities
Manufacturing, Hazardous Materials
Marine
Martial Arts Studio
Massage
Mining
Motor Truck Cargo
Motorsports
Municipality
Municipality, Small
Music Promoters
Nail Salons
Outfitters and Guides
Owner Occupied Dwellings
Oxygen Bars
Permanent Make-Up
Personal Training Studios
Producer/Distributor Entertainment)
Product Run-off
Protective Services
Racing Events
Radio and Television
Railways and Rail Operations
Recycling Centres
Recylers
Riding Academies/Stables
Rodeos
Scrap/Wrecking Yards
Seasonal Risks (Ski Lifts, Water Slides, Skating, Etc.)
Ship Repair
Short-Term Events (Sporting Events, Trade Shows)
Small Commercial
Spas
Special Events
Spectator Liability
Sports Facilities and Arenas
Stand Alone Cyber Liability
Suntanning Salons
Tattoo and Body Piercing
Tenant User Programs
Terrorism
Theatre
Truckmen's Liability
Unions
US Sales
Veterinarians
War Risks
Warehousemans'
Water Theme Parks
Wave Pools
Wedding
Welding Contractors
Wellness Clinics
Workers' Compensation
Wrap Up
Youth Camps

Group

Accident Death and Dismemberment
Automobile
Business Travel Accident
Commercial
Critical Illness
Dental
Direct Marketing
Disability
Errors and Omissions
Expatriate
General Contractors
Group Creditor
Health
Homeowners
Kidnap and Ransom
Legal Benefits
Liability
Life
Living Benefits
Multi-National Benefits
Personal Excess Liability
Private School Tuition Fee
Stop-Loss (Health Benefits)
Travel Insurance
Visitors to Canada Medical
Workers Compensation Replacement

Hospitality

Adult Entertainment, Nightclubs
Bars, Sportsbars, Pubs, Lounges
Bed and Breakfast's
Driving Ranges
Errors and Omissions
Family Restaurants
Fine Dining Restaurants
Food Borne Illness
Golf Courses
Homestays
Hotel/Motel
Legal Expense
Lodges, Fishing Camps
Resorts
Rooming and Boarding Houses
Royal Canadian Legions
Substandard Risks

Hospitals

Internet

Access Providers
Application Developers
Broadcasters/Podcasters
Cyber Risks
Online Rating Site
Web Design

Kennels

Manufacturing and Resources (Except Oil and Gas)

Agricultural Equipment
Agricultural Product
Amusement Equipment
Biotechnology
Chemicals, High Hazard
Clothing
Contractors Equipment
Drugs, Pharmaceuticals, Perfumes, Cosmetics
Excess Liability
Explosives
Feed Mills
Fireworks
Food Processing
Garment Contractors
Highly Protected Manufacturing Risks
Light Industry
Logging Operations (and Brush Clearing Equipment)
Machine Shops
Machinery
Manufacturers' Output
Medical Products
Metal Products (Auto Parts)
Metal Products (Excluding Aircraft and Auto Parts)
Mining Operations
Paper Products
Plastics, Synthetic Resins and Fibers
Portable Sawmills
Printing Operations
Product Contamination (Malicious)
Product Recall
Rubber Recycling and Remanufacture
Safety Equipment
Sawmills
Software/Hardware
Sporting Goods
Statutory Defence and Reimbursement Program
Toys
Woodworking Shops

Marine

Antique Craft
Boat and Boat Supply Dealers
Boat Rental
Builders Risks
Cargo, Coastal
Cargo, Contingent Ins
Cargo, Ocean
Charter Risks
Crew Personal AD and D
Ferries
Fishing Vessels
Florida Coverage
High Performance/Cigarette Boats
High Value Yachts
House Boats
Hull and Machinery
Inland Waterway Vessels
Jet Ski
Marinas
Motor Truck Cargo L.L.
Ocean Marine
Off-Shore Drilling
Passenger Personal AD and D
Pleasure Craft
Shiprepairers Legal Liability
Stock Through-Put
Terminal Operators
Tour Boats
Tugs, Barges
US Sales
Water Transport Services
Wharf and Waterfront Property
Wooden Boats
Yacht Clubs
Zebra Mussels (Pleasure Craft)

Miscellaneous Articles

Municipal Schedules

Municipalities

Museums

Oil and Gas

Above And Below Ground Storage
Business Interruption
Drilling Equipment
Environmental Damage Liability
Excess Liability
Facturing
Gas Plants
Offshore Drilling
Oilfield Welding
Onshore Oil Well Drilling
Petroleum, Natural Gas, Well-Lease Property
Pollution
Refineries, Property And Liability
Seismic
Service Contractors
Site Preparation
Storage Risks
US Risks
Well Blow Out (Cost Of Control)
Wind Farms
Wireline Logging

Overseas Exposures

Automobile
Bid Bonds
Boiler and Machinery
Defense Base Act Liability
Disability
Errors and Omissions
Excess Liability
Financial Guarantee
Foreign Property / GL and DIC
Foreign Voluntary Workers Compensation
Global Master Controlled Programs
Greenhouses
Incidental Exposures
International Employee Benefits
Liability
Marine Cargo
Medical
Oil and Gas Consultants
Performance Bonds
Property
Surety Bonds
Terrorism
Trade Disruption
U.S. Products Liability
U.S. Workers Compensation
Umbrella Liability
US Domiciled Risks
War
War Risk, AD and D
War Risk, Term Life
World Wide Product Liability

Personal Injury

Advertisers
Advertising Agencies
Book Publisher
Broadcasters, Radio and Television
Cablecasters
Internet Liability
Internet Service Provider
Libel, Slander
Magazine, Publishers
Media Holding Cos.
Newspaper Carriers
Newspapers
Non-Profit Media
Producers Errors and Ommissions
Radio, TV and Film
Societies and Associations

Pollution

Asbestos, Lead, Silica and Mould Remediation
Consultant
Contractors
Contractors, Remediation
Environmental
Excess
Fixed Facilities
Garbage Collection
Landfill Transfer Stations
Pesticide Liability
Real Estate
Storage Tank Liability
Transportation
US Risk

Property

60 Amp Service
ATM Machines
Builders Risk
Claims Frequency
Condo Rental Protection
Contents in Storage
Difference In Conditions
Excess Property
Furriers
Golf Courses
Greenhouses
Hard To Place Homeowners
High Networth Homeowners
High Valued Property
Highly Protected Manufacturing Risks
Home Closing Delay
Homeowners With Boarders
Independent Schools/Day Cares
Jewelry
Legal Expense
Mobile Homes (Non-Motorized)
Mortgagee In Possession
Network Breach Business Interruption and Crisis Management
Non-CSA Woodburners
Nurseries
Outbreak Extra Expense (Contagion Ins. Risk)
Primary Or Excess Placements
Rental Property
Residential Stratas
Retail Flower Shops
Saw Mills
Short Term Rentals
Silverware
Spec House for Sale
Stand-alone Seasonals
Student Dwellings
Substandard Property
Terrorism
Tire and Rim
Unusual Buildings
Vacant and Idle Buildings
Vacant House for Sale
Vending Machines
Wedding Insurance

Railway Rolling Stock

Real Property

Bridges and Tunnels
Dams and Hydro Projects
Excess Liability
Excess Property
Fibre Optics Cable
Piers and Docks
Pipelines
Power Generation
Radio and Television Towers and Equipment
Storage Tanks
Toll Highways
US Risks

Renewable Energy

Associated Liability
Biomass
Construction of Plants
Hydro Electric
Installation Risks
Photo Voltaic
Solar Power
Wind Turbines

Schools

Board of Education Liability Insurance
Out Of The Country Emergency Medical
Student Accident
Tuition Expense Protection

Sports and Entertainment

AD and D Only
Bands
Concerts, Theatre
Contractual Bonus/Incentive
Death and Disgrace
Eco-Adventure/Tourism
Event Cancellation
Film and Entertainment
Golf Courses
Horse Track Racing
Jockey, Accident and Weekly Indemnity
Loss of Use Cover
Medical Malpractice
Non Appearance
Occupational AD and D
Player Participation
Pro Athletes Life And Disability
Retail Sales Promotion
Riding Instructors, Accident and Weekly Indemnity
Sports Associations
Sports, Accident and Liability
Travelling Athletes

Umbrella and Excess Liability

Utilities

Warehousing

American Home
Distilled Spirits
Excess Liability
General
Grain Elevators
Stand Alone Personal Lines

Wholesale, Retail, Service

ATM's
Auto Dealers Showroom
Automobile Repair Garages and Service Stations
Building Centres
Building Supply Stores
Coin Dealers
Computer Retailers Or Wholesales
Convenience Stores
Dealer Floor Plans
Dental Equipment Dealers
Equipment Dealers
Excess Liability
Farm Equipment Dealers
Feed Mills
Fine Arts
Florists
Foreign/USA Sales
Furriers Block
Greenhouses
Jewelers Block
Laundry/Dry Cleaners
Mercentile Risks
Motorcycle Dealers
Nursery/Garden Centre
Pay Day Loans
Protective Services Industry
Rental Equipment Dealers
Retail Chain Package
RV Dealers
Safety Deposit Boxes
Self Storage Facilities
Specie
US Risks
Video Lottery Terminals