Aviva, Henry Equestrian launch horse coverage in Manitoba, Saskatchewan

Aviva Canada announced Monday it is launching liability and medical coverage for equestrians in Manitoba and Saskatchewan.

It will be launching the coverage, Henry Equestrian Plan, through Henry Equestrian Insurance Brokers Ltd.

Coverage options include “full mortality, medical and disability coverage, trailer and equipment protection, to 24/7 claims expert service,” stated Dennis Graham, president and chief executive officer of Aurora, Ont.-based Henry Equestrian, in a press release.

Other coverages include surgical insurance coverage for horses.

HEP is available in Manitoba and Saskatchewan as of Aug. 29.

Henry Equestrian places a variety of personal and commercial insurance, including agriculture.

It also places equestrian liability, equestrian facility, horse club, horse riding instructor and equine directors and officer liability among others.

Coverages placed by Henry include single trip transit insurance, which protects a policyholder “from loss due to specific accidental causes including collision, derailment or overturn of vehicles, including loading and unloading.”

In Ontario, Henry’s offerings include liability insurance for horse trainers, which is intended to cover losses if anything happens to a horse, a rider, a bystander or surrounding property while a horse is in a trainer’s care.

On its website, Henry Equestrian explains there is a difference between breeding insurance and a farmowners policy.

“When breeding horses, you’re exposed to visitors to your farm, exhibiting and showing, riding or driving your horses for promotion on your property and off, horse sales, open house events and even advertising and promotion,” Henry states. Claims incidents can arise when a prospective buyer gets hurt while riding a horse that the owner is trying to sell, for example, or if a horse gets loose and causes a traffic accident