Risk

Real Puzzler

Things are changing for property and casualty insurers. In Canada, 2013 provided a dramatic illustration of how one event (or two) threaten to jumble the pieces expected to be part of the p&c puzzle moving forward. Preparing for everything from the best to the worst - and understanding how a single piece can influence the p&c solution as a whole - may be the most reliable way to approach the times ahead.

November 30, 2013

23 min read

Transformative Time

Janet Stein, recently honoured with the Donald M. Stuart Award, has learned how a new perspective can have lasting influence.

November 30, 2013

6 min read

Costly Recalls

Product recalls are rapidly becoming a common occurrence in the food and beverage industry. As international supply chains continue to expand in complexity, so do risk exposures, increasing the likelihood of a product contamination.

November 30, 2013

4 min read

Politically Speaking

Companies that are considering having operations in either developing or developed countries would do well to understand all risks of doing so. One solution could be political risk insurance, specialized insurance that offers benefits, but also has limitations.

November 30, 2013

5 min read

Tackling Digital

Most insurers are looking to build companies with strong foundations and innovative approaches that will stand the test of time. But getting the business strategy right also means getting the digital piece right, something that is proving tough for many insurers

November 30, 2013

6 min read

Managing Privacy Breaches

There are many types of risks and costs that may be triggered by a privacy breach, including those relating to managing and responding to the breach, reputational damage and financial exposure. Those businesses that manage personal information must ensure privacy-compliant business practices are in place.

November 30, 2013

6 min read

Chain under Strain

When one considers supply chain risks today, it becomes clear that the adjusting links are under strain. There is a need to rethink the focus on cost-cutting by many property insurers and, instead, view the engagement of adjusting firms as an investment in maintaining solid operations.

November 30, 2013

5 min read

Moves and Views

1 The Travelers Companies Inc. has completed its acquisition of The Dominion of Canada General Insurance Company from E-L Financial Corporation Ltd. The combined organization, which will be referred to as Travelers Canada, will remain headquartered in Toronto, Travelers Companies reports. Brigid Murphy, formerly president of The Dominion, is now president and CEO of Travelers […]

November 30, 2013

4 min read

Decorative pattern

Marketplace

CLAIMS New arbitration hearing in Ontario MIG dispute A delegate in the Office of the Director of Arbitrations for Ontario’s auto insurance regulator has rescinded an earlier decision related to the Minor Injury Guideline (MIG) in the Statutory Accident Benefits Schedule (SABS) and ordered a new arbitration hearing. In Scarlett v. Belair Insurance Company, an […]

November 30, 2013

7 min read

A New Conversation

It was a relatively quiet 2012 for reinsurers; the same cannot be said for 2013. Two flooding events have taken their place among the most expensive natural catastrophes ever in Canada, prompting insured loss estimates well in excess of $2.5 billion. Is the country on the verge of something new? Do these seemingly more frequent - certainly most expensive - events demand a whole new conversation when it comes to perils in Canada?

October 31, 2013

14 min read

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