CHES Special Risk introduces ‘Essential CGL Insurance for Photographers and Videographers’ this summer

(Toronto – August 27, 2024)  As the summer season progresses and wedding events reach their height, photographers and videographers experience a surge in demand. However, this increased activity comes with inherent risks. Unanticipated accidents and potential legal challenges pose significant financial risks to these professionals, threatening their business stability and success.

In the event of an unexpected incident, such as accidental damage to a client’s property or allegations of negligence, the financial burden can be overwhelming. For example, a photographer’s equipment could accidentally damage a client’s property, or a videographer could face claims related to missed or poor-quality footage. Without proper coverage, these situations can lead to costly legal fees and repair costs, jeopardizing the financial stability of a business.

Comprehensive General Liability Insurance from CHES provides critical protection for these professionals. It covers various risks, including property damage, bodily injury, and legal expenses resulting from accidental incidents. For photographers and videographers, CGL insurance ensures that their business remains shielded from unexpected costs, allowing them to focus on their craft without the constant worry of potential liabilities.

“CGL insurance is not just a safety net; it’s a crucial part of a professional’s toolkit,” says Gary Hirst, CEO and President, CHES Special Risk, emphasizing the importance of CGL insurance during this busy season. “With the increased activity during the summer and wedding season, having robust CGL coverage helps photographers and videographers manage risks effectively and maintain peace of mind. It ensures that they can operate confidently, knowing they are protected from the financial implications of unexpected incidents.”

As wedding season and other summer events bring heightened opportunities for photographers and videographers, ensuring adequate insurance coverage is more important than ever. CHES Special Risk offers tailored CGL insurance solutions to safeguard businesses and provide them with the support needed to thrive in a busy and demanding season.

For more information about CGL insurance and how it can benefit your photography or videography business, please contact CHES Special Risk at Info@CHESspecialrisk.ca.

 

ABOUT CHES Special Risk Inc.

CHES Special Risk Inc. was established as a Managing General Agent and Wholesale broker in 2004, in response to broker demand to a hardening marketplace, commencing with a particular specialty in the entertainment and hospitality business, later becoming a fully accredited Lloyd’s cover holder in 2009. CHES Special Risk and Sister Companies are a fully Independent MGA delivering “A” rated capacity both in the hard to place, and standard lines classes and support their retail brokers in growing and developing their businesses.

Additional information regarding CHES Special Risk can be found at: http://www.CHESspecialrisk.ca.

 

Contact

If you would like more information about this topic, please call us at 416-452-7850 or email Gary.Hirst@CHESspecialrisk.ca