Claims

Does home insurance cover road rage?

If a client is sued for alleged road rage in Ontario, is coverage for the legal defence the responsibility of the home insurer, auto insurer or both? This question could go to the Supreme Court of Canada if it agrees to hear an appeal from Pembridge Insurance Company of Canada. In 2013, a motorist was […]

By Greg Meckbach | March 2, 2020

4 min read

The curious case of whether the home insurance claim had actually been closed

Think your client is satisfied with how you handled their claim? Better get that in writing. Almost one year after sending a letter to B.C. homeowners confirming that their $232,000 home insurance claim had been closed, a B.C. insurance company learned indirectly that the homeowners were suing them over the very same claim. The homeowners […]

By David Gambrill | March 2, 2020

3 min read

Here’s one thing on which Canadian drivers and insurers can agree

Canadians and insurers agree on one thing: Distracted driving is the biggest threat to safe roads. A recent survey by Rates.ca shows that 40% of Canadians think distracted driving is the top cause of car-related deaths, surpassing impaired driving at 33%. When asked to rank the top distractions while behind the wheel, texting (58%) was […]

By Adam Malik | February 28, 2020

2 min read

New Supreme Court of Canada guidance on liability for Canadian clients operating overseas

If you place commercial liability insurance for clients with supply chains outside of Canada, be sure and check out Friday’s Supreme Court of Canada ruling in Nevsun Resources Ltd. v. Araya. In its divided ruling, Canada’s top court ruled that Canadian firms can be sued in Canada for alleged breaches of “customary international law” by […]

By Greg Meckbach | February 28, 2020

4 min read