Insurance & Risk, Analysis, Events and Careers
Claims
Faulty toilet supply lines, often the source of six- and seven-figure water claims, are leading to subrogated claims against manufacturers, installers and others involved in the supply chain leading to your clients’ washrooms. The way a toilet works is that sometimes a flex hose connects the water supply to the inside flap of the toilet […]
By Greg Meckbach | February 19, 2020
3 min read
Based on Canada’s railway blockades, commercial clients that haven’t considered insurance coverage in the event of unforeseen disruption might be more keen to discuss their options going forward, according to industry experts. The ongoing railway blockades across the country – most notably in Tyendinaga Mohawk Territory near Belleville, Ont. – have forced a number of […]
By Adam Malik | February 19, 2020
The Boy Scouts of America urged victims to come forward Tuesday as the historic, 110-year-old organization filed for bankruptcy protection in the first step toward creating a huge compensation fund for potentially thousands of men who were molested as youngsters decades ago by scoutmasters or other leaders. The Scouts resorted to Chapter 11 in hopes […]
By Jason Contant | February 19, 2020
6 min read
Intact Insurance recently lost a subrogation case in B.C.’s small claims court because it couldn’t prove a cracked water bottle was the source of a water leak that caused $5,000 damage to the condo unit below. One moral of the story is that an expert witness may be required to prove damage caused by a […]
By David Gambrill | February 18, 2020
4 min read
A defendant in a negligent parenting lawsuit cannot make a liability claim under the auto policy of the vehicle in which he and his daughter were riding as passengers. The Supreme Court of Canada announced Feb. 13 it will not hear an appeal from Bradley Hunt in a coverage dispute with Peel Mutual Insurance Company. […]
By Greg Meckbach | February 18, 2020
2 min read
With railway disruptions across the country approaching the two-week mark, so grows the likelihood of insurance claims as a result. Most likely to be hit hardest is the retail industry, according to a pair of experts, due to the time sensitivity of many of its products. To make a claim, there has to be physical […]
By Adam Malik | February 18, 2020
The clock is ticking on taking action when it comes to creating more climate-resilient homes, neighbourhoods and cities, a panel warned at a recent conference. When asked by moderator Glenn McGillivray, managing director of the Institute for Catastrophic Loss Reduction, if there was still time for small changes, or if the insurance industry had to […]
By Adam Malik | February 14, 2020
If your clients are directors and officers of a company that licences its brand to franchisees, can those clients and the owner of the brand be vicariously liable for alleged wrongdoings on the part of franchisees? It depends in large part on nature of the relationship and the wording of the franchise agreement, a recent […]
By Greg Meckbach | February 14, 2020
If your client wants to be covered under a professional fees endorsement, must these fees be required by the insurer? The question was put to the Ontario Superior Court of Justice recently. Ontario Superior Court Justice David Edwards found that, depending on the wording in the policy, professional fees need only be required to prove […]
By Jason Contant | February 13, 2020
JOHN’S, N.L. – The mayor of St. John’s, Nfld. says the cleanup after last month’s fierce blizzard could cause the city to blow its snow-clearing budget by several million dollars. Newfoundland and Labrador’s capital was under a weeklong state of emergency after the record-breaking Jan. 17 blizzard that brought more than 76 centimetres of snow […]
By Greg Meckbach | February 13, 2020
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